We’re Australia’s largest not-for-profit health insurance company. We satisfy the needs of Australians for access to affordable, high quality health care when and where they need it.
About HCF
Why choose HCF
More benefits • We're Australia's largest not-for-profit health fund • 93.3 cents in the dollar were returned as member benefits in the 2014 financial year, compared to only 86.4 cents for the average health fund • Australia's best customer service - HCF won the 2014 'Best of the Best' award from the Customer Service Institute of Australia (CSIA) • With our 'member first' attitude, branches across Australia, plus a call centre open 7 days a week, there for you
More savings • No hospital excess for dependent children • You'll only pay one hospital excess amount per person per calendar year (if an excess is applicable) • 10% member discount on travel insurance, pet insurance
More cover • Access a range of fully covered services for your teeth, eyes, muscles, back and feet through over 9,500 providers with our More for You programs • 7 Sydney HCF Dental Centres, exclusively for members, offering a range of fully covered services • 7 Sydney HCF Eyecare Centres, with reduced member pricing for contacts, frames, lenses and sunglasses
More than health insurance • Easily look after your health and wellbeing with our My Health Guardian online program • Victor Chang heart health checks are available with HCF extras cover at no cost and at scheduled times, in selected branches • Regular health news updates, magazines, exclusive member offers, competitions and more • Low cost covers from HCF Life that provide financial relief from illness or accidents.