Recovering My Debts

Good morning “I need to recover my debts, I’ve got to take them to court.” COVID-19 has brought the most difficult times for some businesses reminiscent of the Great Depression of the 1930s. Regretfully in assisting my clients, lack of respect has been evident. Whilst we are all together in this economic downturn, keeping communications open is an absolute necessity. One of my clients who is a supplier has been chasing outstanding invoices for months. He has been met with silence, phone calls have not been returned, emails not responded. Out of frustration, he rang me. My first response was that the court should be the last option but when I was given his records of multiple attempts to contact the debtors, I could fully appreciate his concern. There seems to be a misconception that suppliers have long pockets and can afford to support smaller businesses. This situation is very misguided, even the largest companies have their staff and suppliers to pay. It is often the case that a business’ inventory is supported by overdrafts which depend on cash flow to service. I started by contacting the debtors, many who were either sole traders or partnerships, by email asking them to contact me. I must say the response was disappointing. Less than half responded. They shared their situation and their embarrassment of getting behind in payments for the first time, without sufficient income. I asked them if they had accessed Jobkeeper. To my surprise I often was told as their accounts were not up to date they could not meet the records requirement. There is help available either free or a minimum charge. Please access this article on The Conversation. My efforts have resulted in many debtors either paying their outstanding invoice or agreeing to payment plans, which has come a good way to relieving my client’s cashflow crisis. Regretfully, it took court action to get some debtors to the table. If I can be of service to assist you or anyone you know, please contact me. Have a wonderful day, Jeffrey 0419 233 670 If you would like to sign up for my newsletter please go HERE. ps. I am available to discuss matters either in my office or by Zoom conference and provide notary services which must be in person  
早上好
“我需要收回我的债务，我必须把他们告上法庭。” COVID-19疫情给一些企业带来了最困难的时期，让人想起20世纪30年代的大萧条。 遗憾的是，在帮助我的客户时，发现一个很明显的问题就是缺乏尊重。虽然我们都在经济低迷时期，但保持通讯畅通是绝对必要的。我的一个供应商客户几个月来一直在追讨未付的发票。对方一直默不作声，电话一直没有回，电子邮件也没有回复。他沮丧地打电话给我。我的第一反应是，法院应该是最后的选择，但当我得到他多次试图联系债务人的记录时，我完全可以理解他的想法。 似乎有一种误解，认为大供应商有很大的承受力，可以负担得起支持小企业。这种情况是非常错误的，即使是最大的公司也有他们的员工和供应商需要支付。通常情况下，企业的库存是由透支得来的，透支依赖于企业的现金流。 我首先通过电子邮件联系债务人，其中许多人要么是独立交易商，要么是合伙企业，让他们联系我。我必须说，结果是令人失望的。不到一半的人回应。他们陈述了自己的处境，也表示了在第一时间没有足够收入而拖欠付款的尴尬。我问他们有没有尝试申请Jobkeeper，令我惊讶的是，我经常被告知, 由于他们的账目没有更新，无法满足记录要求。这里有免费或最低收费的帮助, 请访问下面这篇对话的 文章。 我的努力使得许多债务人要么支付他们的未付发票，要么同意付款计划，这是一个很好的方式来缓解我的客户的现金流危机。如果采取法律行动，把一些债务人带到谈判桌上，不免就有点遗憾了。 如果我能为您或您认识的任何人提供帮助，请联系我。 祝你度过美好的一天， Jeffrey 0419 233 670 请点击此处查看更多 另外，我可以在办公室或Zoom会议上讨论相关事宜，提供公证服务必须面对面进行。
If you or someone you know need to recover debts during COVID-19, do not hesitate to contact JCL Legal now!