Buying off the plan
August 4, 2026
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Buying off the plan can offer attractive incentives for both investors and owner-occupiers. It’s an opportunity to secure a property before construction is complete, often with potential financial and lifestyle benefits.
3/71 High Street Berserker, QLD, 4701, Berserker, QLD, 4701, Australia
Buying off the plan can be a win-win for buyers and developers
Having buyers lined up helps developers secure finance. And on the flipside, buyers who commit early can lock in a property at current market rates, without the need to settle until construction is finished, which can be months or even years later. The hope is that the property may be worth more by the time it is completed, and payment due. Most contracts only require a 10 per cent deposit, also allowing buyers additional time to save the 20 per cent needed to avoid Lenders Mortgage Insurance on settlement.