Refinance

Maximize the potential of your home's equity and take control of your financial future with our comprehensive refinancing services. At Homes With Trace, we recognize the value of your home beyond its walls—it's a powerful asset that can provide financial opportunities. - Cash Out Refinance: Tap into the equity you've built in your home with our Cash Out Refinance option. This type of mortgage allows you to obtain a new loan that exceeds your current mortgage balance, providing you with a lump sum of cash at closing. With flexible terms and competitive rates, you can use the equity in your home to fund home improvements, consolidate debt, or cover unexpected expenses. - Mortgage Refinance: Refinancing your mortgage is a smart way to potentially save money and achieve your financial goals. By replacing your current mortgage with a new one, you have the opportunity to secure a lower interest rate, adjust the term of your loan, or switch to a different type of mortgage that better suits your needs. Our expert team will guide you through the process, ensuring that you understand all your options and find the best solution for your situation. - Reverse Mortgage: If you're aged 62 or older and looking to supplement your retirement income, a Reverse Mortgage could be the solution you've been searching for. With this type of home loan, you can convert a portion of your home equity into cash without having to sell your home or make monthly payments. Our experienced professionals will help you navigate the complexities of a Reverse Mortgage, providing you with peace of mind and financial security in your golden years. - HELOC: Access funds for major expenses or financial goals with a Home Equity Line of Credit (HELOC). Using your home equity as collateral, a HELOC provides you with a revolving line of credit that you can draw from as needed. Whether you're planning home renovations, funding education expenses, or covering medical bills, a HELOC offers flexibility and convenience to meet your needs. At Homes With Trace, we're committed to helping you make the most of your homeownership journey. Contact us today to learn more about our refinancing services and how we can help you achieve your financial dreams.